Category overview
Templates for Personal Finance
Browse the free, copy-ready templates for Personal Finance below — open one to see its columns and download the starter file.
Last updated: August 2026
Why people consider this option
- +Free, copy-ready spreadsheets you own outright — no subscription lock-in
- +Works the same in Google Sheets and Excel, on desktop or phone
- +Add totals with basic formulas like SUM once your data is in
What to review before acting
- -Manual entry unless you connect a bank-sync tool
- -Large multi-year sheets can slow down on low-end devices
Available comparisons
GuidesPersonal Finance
Debt Payoff Tracker
A free debt payoff spreadsheet comparing the snowball and avalanche methods, with auto payoff dates and interest, in Google Sheets and Excel.
Personal Finance
Monthly Budget Planner
A free copy-ready monthly budget spreadsheet for Google Sheets and Excel. Auto-totaling categories, no add-ons, set up in five minutes.
Personal Finance
Savings Goal Tracker
A free savings goal spreadsheet: track multiple goals with progress bars and auto target dates, sinking-fund style, in Google Sheets and Excel.
Personal Finance· column layout only
Net Worth Tracker
A free net worth spreadsheet: track assets minus liabilities with an auto monthly total and trend chart in Google Sheets and Excel.
Personal Finance· column layout only
Subscription Tracker
A free subscription tracker spreadsheet: see your true monthly and annual subscription spend with renewal alerts in Google Sheets and Excel.