Review criteria
- +Driver-based revenue and cost build
- +Headcount and hiring-plan rows
- +Monthly and annual projection view
- +Works in Google Sheets and Excel
Financial Model in Fractional CFO
The Financial Model is a copy-ready spreadsheet for fractional cfo that tracks revenue drivers, costs, headcount, projections. It opens unchanged in both Google Sheets and Excel, needs no add-ons or macros, and takes about 20 minutes to set up.
Last updated: August 2026
Excel workbook · opens in Google Sheets · 3 tabs · no sign-up
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What’s inside “Financial Model”
Tabs: How to use · Monthly model · AssumptionsFormat: Excel (.xlsx) · opens in Google SheetsSetup: About 20 minutesColumns: 11
Columns (grey = calculated for you)
- Month
- Customers
- Revenue per customer
- Headcount
- Cost per head
- Other operating costs
- Revenue
- Gross profit
- Payroll
- EBITDA
- Ending cash
- Open the Monthly model tab and replace the sample rows with your own — one row per entry. Formulas fill in automatically for new rows.
- Driver-based: change customers, price, headcount and costs per month; revenue, payroll, EBITDA and cash follow.
- Ending cash turns red if the plan runs out of money; that month is your hiring or fundraising deadline.
- Using Google Sheets? Upload the file to Google Drive, then open it with Google Sheets (or File → Import in an open sheet). Formulas, dropdowns and highlights carry over.
The file opens locally on your device — nothing is uploaded, and you own the copy outright.
Financial Model
About this template
It is built for people who want results without another subscription: fractional CFOs building client models. The whole template is free to copy — there is no paid tier. Because it is a plain spreadsheet, you own your data outright and can shape every column to how you actually work.
Review evidence
What to verify before choosing Financial Model
Use the review criteria below to decide whether this template fits your workflow.
Often worth considering when
- +Fractional CFOs building client models
- +Founders planning the next 12-24 months
Pause before choosing when
- -Investor-grade audited statements
- -Automatic actuals import
About Fractional CFO
Why people consider this option
- +Deliver forecasts and KPI views without paid FP&A software
- +Standardize the model you reuse across clients
- +Hand clients a file they can keep and read
What to review before acting
- -No live accounting sync without a tool
- -Many clients eventually want dashboard software
Trust FAQ
Questions people ask before copying a template
Does the Financial Model work in both Google Sheets and Excel?
Yes. It is built with standard functions and no macros, so it opens and works the same in Google Sheets or Microsoft Excel — on desktop or your phone.
Is the Financial Model really free?
The core template is free to copy and use. There is no paid tier — download the Excel workbook, replace the sample rows with your own, and you are ready to work.
What does the Financial Model track?
It tracks revenue drivers, costs, headcount, projections. The workbook comes with these columns plus the formulas, dropdowns and highlights already set up. Replace the sample rows and the totals update as you go.